Plan Checking
Your go-to checking account to plan BIG while taking advantage ID protection and savvy discounts.
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What is it?
It’s good to have a Plan. Keep your family finances safer and take advantage of smart discounts on financial services and everyday purchases.
What are the benefits?
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- IDProtect® Identity Theft Monitoring and Resolution Service1
Help better protect yourself, your joint account owners and your family with our identity theft monitoring and resolution service1 that includes credit file monitoring2, 3-in-1 credit report, monitoring of over 1,000 public databases, identity theft expense reimbursement3, fully managed resolution services, and more.
- IDProtect® Identity Theft Monitoring and Resolution Service1
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- Accidental Death & Dismemberment Insurance3
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- Debit Advantage™ Buyer’s Protection and Extended Warranty3 Item(s) must be purchased entirely with Plan checking account.
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- Cellular Telephone Protection3
Receive up to $300 of replacement or repair costs if your eligible cell phones are stolen or damaged. Cellular telephone bill must be paid through this account.
- Cellular Telephone Protection3
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- Travel and Leisure Discounts*
Money saving discounts from thousands of local and national businesses – redeem and print coupons online or access discounts from your smartphone.
- Travel and Leisure Discounts*
- No Minimum Balance
- $hopping Rewards™*
- Health Discount Savings* (This is not insurance)
- Online Banking and Bill Pay
- Mobile Banking App*
- Access to over 55,000 Surcharge-free ATMs Nationwide
- Your Choice of Statement Delivery
What are the requirements?
There’s a $50 minimum deposit to establish membership with Money One Federal Credit Union. (New Members)
There’s a $25 minimum deposit to open the Plan Checking account.
A $5.95 monthly fee will apply.
* Registration/activation required.
1IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
2Credit file monitoring may take several days to begin following activation.
3Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.
*Message and data rates may apply.
Insurance Products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.
